Services

Gold Loan

Gold is the most convenient way to raise immediate funds for personal consumption or to meet business expense. We at ART Leasing Limited disburse a gold loan in less than 5 minutes with minimum formalities and without charging any processing fee. With just one identity proof the loan is available depending upon the net weight and purity of the gold. There are no hidden charges to surprise you. The gold can be conveniently pledged as per your requirement and the interest is calculated on specific period as follows:



Rate of interest on gold loan

Slab periodes Rate Of Interest
Upto 3 Months 18 %
Upto 6 Months 24 %
Above 6 Months 24% + Penal Interest @ 6% per annum



Business Loan

ART believes and understand that you need appropriate finance based on the nature and goals of your business. Our company helps you get the right loan for your business. Business loans are given to small and medium enterprises for all your working capital needs. Loans are given to Self-employed individuals / professionals and Sole proprietorship firms. The company provides loan upto Rs.10 Lakhs for the working capital requirements which the customer needs to repay in easy equated daily installments. The loan tenure period is upto 12 months. We ensure a speedy loan processing within 1 week.

Rate of Interest on Business Loan :
Interest rate for business loan @ 20% p.a. w.e.f. 1st August 2014
Additional Penal interest will be levied @ 18% p.a. for delayed payments.

Chitty

Our company professionally promotes, conducts, supervises and manages the business of chits through various maturity schemes. It has successfully run several chitties for the past 10 years and executes timely disbursement of the prize money.

Developers

We have a database of prime properties in Kerala, which any prospective buyer can look for, and our dedicated staff will assist you in acquiring the property. We have successfully assisted several buyers and sellers to transact their property with minimal hassles.

Money Transfers:

  • Western Union
  • Xpress Money
  • Domestic Money Transfer Service